Storm-chaser alerts · Florida
When a storm hits, fraudulent contractors race in. They form an LLC the week after, knock on doors with cash-only deals, and dissolve before any complaints can be filed. Here's what's active in Florida right now and how to protect yourself.
Florida is in an active disaster window
1 severe · 7 moderate · 12 minor
Out-of-state contractors have already started moving in. Verify before you sign anything.
Active declarations
- MINOR
Flood — Coastal Flood Statement issued October 23 at 4:00AM EDT until October 24 at 5:00AM EDT by NWS Key West FL
Declared 2026-10-23 (today) · active through 2026-10-23
nwsAffected counties (FIPS): 12087
- MINOR
Flood — Coastal Flood Advisory issued October 23 at 4:00AM EDT until October 24 at 5:00AM EDT by NWS Key West FL
Declared 2026-10-23 (today) · active through 2026-10-23
nwsAffected counties (FIPS): 12087
- MODERATE
Flood — Coastal Flood Watch issued October 23 at 2:23AM EDT until October 26 at 2:00AM EDT by NWS Melbourne FL
Declared 2026-10-23 (today) · active through 2026-10-24
nwsAffected counties (FIPS): 12085, 12111
- MINOR
Flood — Coastal Flood Advisory issued October 23 at 2:23AM EDT until October 25 at 2:00AM EDT by NWS Melbourne FL
Declared 2026-10-23 (today) · active through 2026-10-24
nwsAffected counties (FIPS): 12009, 12061, 12127
- MINOR
Flood — Coastal Flood Advisory issued October 23 at 2:23AM EDT until October 25 at 2:00AM EDT by NWS Melbourne FL
Declared 2026-10-23 (today) · active through 2026-10-24
nwsAffected counties (FIPS): 12085, 12111
- MODERATE
Flood — Coastal Flood Watch issued October 23 at 2:23AM EDT until October 26 at 2:00AM EDT by NWS Melbourne FL
Declared 2026-10-23 (today) · active through 2026-10-24
nwsAffected counties (FIPS): 12009, 12061, 12127
- MODERATE
Flood — Coastal Flood Watch issued October 23 at 12:46AM EDT until October 26 at 8:00PM EDT by NWS Jacksonville FL
Declared 2026-10-23 (today) · active through 2026-10-23
nwsAffected counties (FIPS): 12089, 13039, 13127
- MINOR
Flood — Coastal Flood Advisory issued October 23 at 12:46AM EDT until October 24 at 2:00AM EDT by NWS Jacksonville FL
Declared 2026-10-23 (today) · active through 2026-10-23
nwsAffected counties (FIPS): 12031, 12035, 12109
- MINOR
Flood — Coastal Flood Advisory issued October 23 at 12:46AM EDT until October 24 at 2:00AM EDT by NWS Jacksonville FL
Declared 2026-10-23 (today) · active through 2026-10-23
nwsAffected counties (FIPS): 12031
- MINOR
Flood — Coastal Flood Advisory issued October 23 at 12:46AM EDT until October 24 at 2:00AM EDT by NWS Jacksonville FL
Declared 2026-10-23 (today) · active through 2026-10-23
nwsAffected counties (FIPS): 12109
- MODERATE
Flood — Coastal Flood Watch issued October 23 at 12:46AM EDT until October 26 at 8:00PM EDT by NWS Jacksonville FL
Declared 2026-10-23 (today) · active through 2026-10-23
nwsAffected counties (FIPS): 12109
- MODERATE
Flood — Coastal Flood Watch issued October 23 at 12:46AM EDT until October 26 at 8:00PM EDT by NWS Jacksonville FL
Declared 2026-10-23 (today) · active through 2026-10-23
nwsAffected counties (FIPS): 12031, 12035, 12109
- MODERATE
Flood — Coastal Flood Watch issued October 23 at 12:46AM EDT until October 26 at 8:00PM EDT by NWS Jacksonville FL
Declared 2026-10-23 (today) · active through 2026-10-23
nwsAffected counties (FIPS): 12031
- MINOR
Flood — Coastal Flood Advisory issued October 23 at 12:46AM EDT until October 24 at 2:00AM EDT by NWS Jacksonville FL
Declared 2026-10-23 (today) · active through 2026-10-23
nwsAffected counties (FIPS): 12019, 12031, 12035, 12107, 12109
- MODERATE
Flood — Coastal Flood Watch issued October 23 at 12:46AM EDT until October 26 at 8:00PM EDT by NWS Jacksonville FL
Declared 2026-10-23 (today) · active through 2026-10-23
nwsAffected counties (FIPS): 12019, 12031, 12035, 12107, 12109
- MINOR
Flood — Coastal Flood Advisory issued October 23 at 12:36AM EDT until October 24 at 8:00PM EDT by NWS Miami FL
Declared 2026-10-23 (today) · active through 2026-10-23
nwsAffected counties (FIPS): 12099
- MINOR
Flood — Coastal Flood Advisory issued October 23 at 12:36AM EDT until October 24 at 8:00PM EDT by NWS Miami FL
Declared 2026-10-23 (today) · active through 2026-10-23
nwsAffected counties (FIPS): 12011, 12086
- MINOR
Flood — Coastal Flood Statement issued October 22 at 10:08PM EDT until October 23 at 5:00AM EDT by NWS Key West FL
Declared 2026-10-23 (today) · active through 2026-10-23
nwsAffected counties (FIPS): 12087
- MINOR
Flood — Coastal Flood Advisory issued October 22 at 10:08PM EDT until October 23 at 5:00AM EDT by NWS Key West FL
Declared 2026-10-23 (today) · active through 2026-10-23
nwsAffected counties (FIPS): 12087
- SEVERE
Flood — Flood Warning issued October 22 at 9:03PM EDT by NWS Melbourne FL
Declared 2026-10-23 (today) · active through 2026-10-23
nwsAffected counties (FIPS): 12069, 12127
How storm-chaser fraud works
Six red flags. If three or more match the contractor at your door, walk away.
- 1LLC formed within 90 days of the stormA new business entity formed right after the declaration is the single strongest predictor. Real local contractors have years of public records.
- 2Out-of-state license plates, no local addressTrucks from three states away. PO boxes instead of physical offices. Door-to-door knocks before the dust settles.
- 3Cash-only or insurance-check-only demandsWants the insurance check signed over directly. Refuses credit card, refuses a contract, refuses to wait for the adjuster.
- 4High-pressure same-day signature"This deal is only good today." Real contractors take notes, give you a written estimate, and let you compare.
- 5Will not show a current state licenseOr shows one from a different state. Or one that was suspended. Verify the number against your state's license board before signing.
- 6Other entities tied to the same agent or addressStorm chasers often run multiple LLCs that fold in sequence. Search the registered agent's name and the principal address — if multiple companies show up, that's the pattern.
Check before you sign
Earthmove runs a 30-second background check on any contractor — license, business history, complaints, court records, and storm-chaser pattern detection in Florida.
Check a contractor →